10-Q
20181031 27.56 MB 181
<span id="d629281dex12.htm"></span><html lang="en-US"><HEAD> <title>Form 10-Q filed by on 2018-10-31</title> </HEAD> <BODY BGCOLOR="WHITE"> <Center><DIV STYLE="width:8.5in" align="left"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 12 </B></P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Genworth Financial, Inc. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Statement of Ratio of Income to Fixed Charges </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Dollar amounts in millions) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center"> <TR> <TD WIDTH="45%"></TD> <TD VALIGN="bottom" WIDTH="3%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="3%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="3%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="3%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="3%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="3%"></TD> <TD></TD> <TD></TD> <TD></TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ROWSPAN="3">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ROWSPAN="3" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Nine months</B><br><B>ended</B><br><B>September&nbsp;30,&nbsp;2018</B></TD> <TD VALIGN="bottom" ROWSPAN="3">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD COLSPAN="2" VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Years ended December&nbsp;31,</B></TD> <TD VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt"> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2017</B></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2016</B></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD> <TD VALIGN="bottom">&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) from continuing operations before income taxes and accounting changes</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 861</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 729</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 320</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(15</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;(1,299</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 993</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Less: income attributable to noncontrolling interests before income taxes</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">242</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">144</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">289</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">259</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">262</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">210</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) from continuing operations before income taxes and accounting changes and excluding income attributable to noncontrolling interests</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 619</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 585</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 31</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(274</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(1,561</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 783</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Fixed charges included in income (loss) from continuing operations:</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD></TR> <TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest expense</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 216</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 272</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 324</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 407</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 418</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 440</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest portion of rental expense</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">4</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">6</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">6</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">6</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">8</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">8</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subtotal</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">220</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">278</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">330</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">413</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">426</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">448</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest credited to investment contractholders</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">459</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">646</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">696</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">720</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">737</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">738</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total fixed charges from continuing operations</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 679</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 924</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,026</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,133</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,163</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,186</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) from continuing operations available for fixed charges (including interest credited to investment contractholders)</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,298</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,509</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,057</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 859</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> (398</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,969</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratio of income (loss) from continuing operations available for fixed charges to fixed charges from continuing operations (including interest credited to investment contractholders)</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.91</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.63</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.03</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">0.76</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">(0.34</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.66</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) from continuing operations available for fixed charges (excluding interest credited to investment contractholders)</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 839</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 863</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 361</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right"> 139</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;(1,135</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">&nbsp;1,231</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratio of income (loss) from continuing operations available for fixed charges to fixed charges from continuing operations (excluding interest credited to investment contractholders)</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">3.81</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">3.10</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.09</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">0.34</TD> <TD NOWRAP VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">(2.66</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">2.75</TD> <TD NOWRAP VALIGN="bottom"></TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> </TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the years ended December&nbsp;31, 2015 and 2014, our deficiency in income necessary to cover fixed charges was $274&nbsp;million and $1,561&nbsp;million, respectively. </P> </DIV></Center> </BODY></HTML>