10-Q
20161108 31.38 MB 206
<span id="d405755dex12.htm"></span><html lang="en-US"><HEAD> <title>Form 10-Q filed by on 2016-11-08</title> </HEAD> <BODY BGCOLOR="WHITE"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit&nbsp;12 </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Genworth Financial, Inc. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Statement of Ratio of Income to Fixed Charges </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Dollar amounts in millions) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center"> <TR> <TD WIDTH="56%"></TD> <TD VALIGN="bottom" WIDTH="2%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="2%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="2%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="2%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="2%"></TD> <TD></TD> <TD></TD> <TD></TD> <TD VALIGN="bottom" WIDTH="2%"></TD> <TD></TD> <TD></TD> <TD></TD></TR> <TR STYLE="font-family:Times New Roman; font-size:8pt"> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ROWSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Nine&nbsp;months<BR>ended</B><br><B>September&nbsp;30,<BR>2016</B></TD> <TD VALIGN="bottom" ROWSPAN="2">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="18" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Years ended December 31,</B></TD> <TD VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-family:Times New Roman; font-size:8pt"> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2015</B></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2014</B></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2013</B></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2012</B></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2011</B></TD> <TD VALIGN="bottom">&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) from continuing operations before income taxes and accounting changes</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">376</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(15</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(1,299</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">993</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">645</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(10</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR> <TR STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Less: income attributable to noncontrolling interests before income taxes</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">208</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">259</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">262</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">210</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">270</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">190</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) from continuing operations before income taxes and accounting changes and excluding income attributable to noncontrolling interests</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">168</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(274</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(1,561</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">783</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">375</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(200</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Fixed charges included in income (loss) from continuing operations:</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom"></TD></TR> <TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest expense</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">252</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">407</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">418</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">440</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">422</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">458</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest portion of rental expense</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">5</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">6</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">8</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">8</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">9</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">10</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:5.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subtotal</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">257</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">413</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">426</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">448</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">431</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">468</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest credited to investment contractholders</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">523</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">720</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">737</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">738</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">775</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">794</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total fixed charges from continuing operations</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">780</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,133</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,163</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,186</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,206</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,262</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) from continuing operations available for fixed charges (including interest credited to investment contractholders)</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">948</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">859</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(398</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,969</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,581</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,062</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratio of income (loss) from continuing operations available for fixed charges to fixed charges from continuing operations (including interest credited to investment contractholders)</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.22</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">0.76</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">(0.34</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.66</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.31</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">0.84</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Income (loss) from continuing operations available for fixed charges (excluding interest credited to investment contractholders)</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">425</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">139</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">(1,135</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">1,231</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">806</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">$</TD> <TD VALIGN="bottom" ALIGN="right">268</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> <TR BGCOLOR="#cceeff" STYLE="font-family:Times New Roman; font-size:10pt"> <TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratio of income (loss) from continuing operations available for fixed charges to fixed charges from continuing operations (excluding interest credited to investment contractholders)</P></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.65</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">0.34</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">(2.66</TD> <TD NOWRAP VALIGN="bottom">)&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">2.75</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">1.87</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom" ALIGN="right">0.57</TD> <TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR> <TR STYLE="font-size:1px; "> <TD VALIGN="bottom"></TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD> <TD VALIGN="bottom">&nbsp;&nbsp;</TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD> <TD>&nbsp;</TD></TR> </TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the years ended December&nbsp;31, 2015, 2014 and 2011, our deficiency in income necessary to cover fixed charges was $274 million, $1,561 million and $200 million, respectively. </P> </BODY></HTML>