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FSB Community Bankshares INCUNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington, D.C. 20549(Amendment No. 3)*FSB Community Bankshares, Inc.(Name of Issuer)Common Stock, par value $0.10 per share(Title of Class of Securities)35952B109(CUSIP Number)December 31, 2010(Date of Event Which Requires Filing of this Statement)xRule 13d-1(b)¨Rule 13d-1(c)¨Rule 13d-1(d)*The remainder of this cover page shall be filled out for a reporting persons initial filing on this formwith respect to the subject class of securities, and for any subsequent amendment containinginformation which would alter the disclosures provided in a prior cover page.The information required in the remainder of this cover page shall not be deemed to be filed for thepurpose of Section 18 of the Securities Exchange Act of 1934 (Act) or otherwise subject to theliabilities of that section of the Act but shall be subject to all other provisions of the Act (however, seethe Notes).1. Name of Reporting Persons.I.R.S. Identification No. of above persons (entities only).Delaware Charter Guarantee & Trust Company dba Principal Trust Company asTrustee for the Fairport Savings Bank Employee Stock Ownership Plan and the FairportSavings Bank 401(k) Savings Plan, IRS No. 51-0099493.-----------------------------------------------------------------------------------------------------------------------------------------------------2. Check the Appropriate Box if a Member of a Group:(a)¨(b)3. SEC Use Only4. Citizenship or Place of Organization:DelawareNumber of Shares Beneficially Owned by Each Reporting Person With:5. Sole Voting Power:----------------------------------------------------------------------------------------------------------Number of6. Shared Voting Power:SharesBeneficiallyOwned By7. Sole Dispositive Power:EachReportingPerson With:8. Shared Dispositive Power:---------------------------------------------------------------------------------------------------------------------------------9. Aggregate Amount Beneficially owned by Each Reporting Person10. Check if Aggregate Amount in Row (9) Excludes Certain Shares:11. Percent of Class Represented by Amount in Row (9):5.35%12. Type of Reporting Person:EPItem 1.(a) Name of Issuer:Fairport Savings Bank(b) Address of Issuers Principal Executive Offices:45 South Main StreetFairport, NY 14450-2133Item 2.(a) (c) Name, Principal Business Address and Citizenship of Person Filing:Delaware Charter Guarantee & Trust Company dba Principal Trust Company as Trusteefor the Fairport Savings Bank Employee Stock Ownership Plan and the Fairport SavingsBank 401(k) Savings Plan1013 Centre RoadWilmington, Delaware 19805Citizenship:(d) Title of Class of Securities:(e) CUSIP Number:Item 3. If this statement is filed pursuant to Rule 13D-1(b) or 13D-2(b) or (c), check whether theperson filing is a:(f) x An employee benefit plan or endowment fund in accordance with Rule 13d-1(b)(1)(ii)(F);Item 4. Ownership - Provide the following information regarding the aggregate number andpercentage of the class of securities of the issuer identified in Item 1.(a) The Fairport Savings Bank Employee Stock Ownership Plan (ESOP Plan) and theFairport Savings Bank 401(k) Savings Plan (401(k) Plan) (collectively, the Plans) areeach subject to the Employee Retirement Income Security Act of 1974 (ERISA). DelawareCharter Guarantee & Trust Company dba Principal Trust Company acts as the Trustee forthe ESOP Plan Trust and the 401(k) Plan Trust (collectively, the Trusts). As of December31, 2010, the ESOP Plan Trust held 69,972 shares of the Issuers common stock and the401(k) Plan Trust held 25,546 shares of the Issuers common stock for an aggregate of 95,518shares of the Issuers common stock. The securities reported include all shares held of recordby the Trustee as trustee of the Trusts. The Trustee follows the directions of the Employer,Fairport Savings Bank (the Employer), or other parties designated in the trust agreementbetween the Employer and the Trustee, with respect to voting and disposition of shares. TheTrustee, however, is subject to fiduciary duties under ERISA. The Trustee disclaimsbeneficial ownership of the shares of common stock that are the subject of this Schedule 13G.(b) The 95,518 shares of common stock represent 5.35% of the Issuers outstanding shares ofcommon stock. The percent of class is based on shares outstanding as of December 31, 2010,as provided by the Issuer.(c) Number of shares as to which such person has:(i)Sole power to vote or direct the vote: 0(ii)Shared power to vote or direct the vote: 95,518(iii)Sole power to dispose or direct the disposition of: 0(iv)Shared power to dispose or direct the disposition of: 95,518Item 5. Ownership of Five Percent or Less of ClassNot ApplicableItem 6. Ownership of More Than Five Percent on Behalf of Another PersonItem 7. Identification and Classification of the Subsidiary Which Acquired the Security BeingReported on by the Parent Holding CompanyItem 8. Identification and Classification of Members of the GroupItem 9. Notice of Dissolution of GroupItem 10. CertificationBy signing below I certify that, to the best of my knowledge and belief, the securities referred to abovewere acquired and are held in the ordinary course of business and were not acquired and are not heldfor the purpose of or with the effect of having or influencing the control of the issuer of the securitiesand are not acquired and are not held in connection with or as a participant in any transaction havingthat purpose or effect.SIGNATUREAfter reasonable inquiry and to the best of my knowledge and belief, I certify that the information setforth in this statement is true, complete and correct.Delaware Charter Guarantee & Trust Company/s/ Kristin M. Camp______________________Kristin M. CampVice President, OperationsJanuary 31, 2011PK ! ;Jm' ' docProps/app.xml
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